When you complete the FAFSA, the information is used to determine your Expected Family
Contribution ( EFC ). Your EFC will help to determine what type of financial aid you may be
Your financial aid eligibility is also determined by:
- your grade level status (freshman or sophomore)
- your enrollment status (full-time, 3/4 time, half-time, or less-than-half-time*)
- whether you’re a dependent or independent student (based on the FAFSA)
- your cost-of-attendance (COA)
If you've been selected for verification, your EFC may change when verification is completed.
Your EFC (Expected Family Contribution) and your Cost of Attendance determine your financial need.
To calculate your financial need:
Cost of Attendance - EFC = Financial Need
A student must have financial need to receive certain types of federal student aid, such as
subsidized loans and Federal-Work study.
For more information on Financial Need and need-based aid go to Federal Student Aid page How Aid Is Calculated
* Full-time = 12 credits or more, 3/4 time = 9 - 11.5 credits, half-time = 6 - 8.5 credits, less-than-half-time = 1 - 5.5 credits