Expected Family Contribution (EFC)
When you complete the FAFSA, the information is used to determine your Expected Family
Contribution ( EFC ). Your EFC will help to determine what type of financial aid you may be
Your financial aid eligibility is also determined by:
- your grade level status (freshman or sophomore)
- your enrollment status (full-time, 3/4 time, half-time, or less-than-half-time*)
- whether you’re a dependent or independent student (based on the FAFSA)
- your cost-of-attendance (COA)
If you've been selected for verification, your EFC may change when verification is completed.
Financial need and Need-based Aid
Your EFC (Expected Family Contribution) and your Cost of Attendance determine your financial need.
To calculate your financial need:
Cost of Attendance - EFC = Financial Need
A student must have financial need to receive certain types of federal student aid, such as
subsidized loans and Federal-Work study.
For more information on Financial Need and need-based aid go to Federal Student Aid page How Aid Is Calculated
* Full-time = 12 credits or more, 3/4 time = 9 - 11.5 credits, half-time = 6 - 8.5 credits, less-than-half-time = 1 - 5.5 credits