Determining Financial Aid Eligibility

Expected Family Contribution (EFC)

When you complete the FAFSA, the information is used to determine your Expected Family Contribution ( EFC ).

Your EFC will help to determine what type of financial aid you may be eligible for. Your financial aid eligibility is also determined by:

  • your grade level status (freshman or sophomore)
  • your enrollment status (full-time, 3/4 time, half-time, or less-than-half-time*)
  • whether you’re a dependent or independent student (based on the FAFSA)
  • your cost-of-attendance (COA)

If you've been selected for verification, your EFC may change when verification is completed.

Financial need and Need-based Aid

Your EFC (Expected Family Contribution) and your Cost of Attendance determine your financial need.
To calculate your financial need:

Cost of Attendance - EFC = Financial Need

A student must have financial need to receive certain types of federal student aid, such as
subsidized loans and Federal-Work study.

For more information on Financial Need and need-based aid go to the Federal Student Aid page How Aid Is Calculated

* Full-time = 12 credits or more, 3/4 time = 9 - 11.5 credits, half-time = 6 - 8.5 credits, less-than-half-time = 1 - 5.5 credits

Watch Videos About Eligibility