Financial Aid

Events & Workshops

Paying for college can be stressful. Let us help you navigate the process. We offer free events and workshops year-round to guide you through everything from applying for financial aid to budgeting your money. Take a look at our list of events and workshops below.


Date Time Location
Oct. 24, 2019 3:00 - 5:00 PM EC-115
Oct. 31, 2019 3:00 - 5:00 PM RDM W133
Nov. 7, 2019 3:00 - 5:00 PM EC-115

Summer 2019

Students who meet the requirements below will be offered the aid they are eligible for.  

Important Dates for Summer 2019

Sessions: 10 week  1st 5 weeks 8 week 2nd 5 weeks
Semester Start 5/28/2019 5/28/2019 5/28/2019 07/1/2019
Semester End 8/1/2019 6/27/2019 7/18/2019 8/1/2019
Book Advances
Funds will disburse 9 business days prior to your earliest class start date. 
5/15/2019 5/15/2019 5/15/2019 6/18/2019
Consortium Agreements Due
Host school must have summer term start and end dates that coincide with MCC's summer term dates. 
5/30/2019 5/30/2019 5/30/2019 5/30/2019
Pell Recalculation Date
Last day to adjust your class schedule. Pell grant amounts will be based on the classes you're enrolled in on this date.
5/30/2019 5/30/2019 5/30/2019 5/30/2019
Start of FA disbursements - FA funds are applied to student's MCC account 6/4/2019 6/4/2019 6/4/2019 7/9/2019
1st Loan Disbursement - applied to student's MCC account 6/4/2019 6/4/2019 6/4/2019 7/9/2019
SAP & MTF Appeals deadline 6/13/2019 6/13/2019 6/13/2019 6/13/2019
30 Day Delay Loans Released
Loan disbursement dates for 1st-year students who are 1st-time student-loan borrowers.
6/27/2019 6/27/2019 6/27/2019 7/31/2019
2nd Loan Disbursement (midpoint) for students who are offered a loan for 1 semester only 7/2/2019 6/14/2019 6/26/2019 7/17/2019

*Late-starting courses - Classes that do not start on 5/28/2019 or 7/1/2019  (for the 2nd 5-week session) are considered late start classes. Funds for late start classes will be disbursed 3 days after the start of your earliest class.

If you do not maintain your original level of enrollment, or have 'not attended', or 'dropped' your late starting class(es), and/or your class gets canceled, your aid will be adjusted accordingly and you may incur a debt.

Financial aid refunds will only be sent if you've been awarded. If you've signed up for direct deposit please allow 2-7 business days after the dates listed for financial aid disbursements. If you did not sign up for direct deposit you will receive a paper check which may take 7-14 business days after the dates listed for financial aid disbursements.

Eligibility Requirements for Summer Aid

All federal and financial aid programs have specific eligibility requirements for summer and may differ between programs. 

  • MCC must have your completed 2018-2019  FAFSA information. 
  • You must be seeking an eligible degree at MCC.  We will not offer you aid if you are planning to attend MCC only for the summer.
  • You must be a continuing MCC student from the fall 2018  and/or spring 2019, or be planning to continue at MCC for fall 2019. 
  • You must be enrolled in summer classes and they must be required for your degree program.
  • You must be meeting the Standards for Satisfactory Academic Progress.
  • Your summer Pell grant eligibility will be based on any unused Pell grant funds for the 2018-2019 academic year.
  • If you've used 100% of your pell grant for the 2018-2019 award your, you must be enrolled in 6 or more credits for summer to receive an additional Pell grant.

Basic Summer Financial Aid Process

  1. Register for summer classes, and fall classes if this is your first semester at MCC
  2. Make payment arrangements for your summer tuition
  3. Complete the 2018-2019 FAFSA (if you have not) and the 2019-2020 FAFSA
  4. Check your Student Center To Do List and Message Center at least once a week
  5. Complete all items on your Student Center To Do List  

Summer Requirements for a Direct Loans, Private Loans, and PLUS Loan. 

  • You must be enrolled in a minimum of 6 credit hours for summer.
  • You will be offered a student loan if you have not reached your annual loan limit for the 2018-2019 academic year, or if you have not reached your total undergraduate aggregate loan limit.

Summer Requirements for Maricopa Grant (Funding is limited)

Maricopa Grant is only available for the first five-week summer session. To be eligible:

  • you must be enrolled in a minimum of 3 credit hours  
  • you must be meeting the Standards for Satisfactory Academic Progress

Your financial aid may be adjusted if:

  • you do not maintain your original level of enrollment
  • you do not attend your class or classes
  • you drop your late-start class/es
  • a class or classes you're enrolled in gets canceled

Adjustments to your financial aid may cause you to incur a debt. 

Federal work study

Federal Work Study is available during summer as a student and as a non-student;  conditions apply, funding is limited.  Before you can be offered FWS you must secure a job on campus.  Visit Career and Re-Entry Services for job postings.


  • You must be enrolled in a minimum of 6 credit hours during summer.
  • You must have unmet need for 2018-2019.  
  • If you are enrolled after July 1, 2019, MCC must have your 2019-2020 FAFSA  information.


  • You must be enrolled at MCC for Fall 2019
  • You must have your  2019-2020 FAFSA information on file at MCC
  • You must have unmet need for 2019-2020.
  • Earnings will be counted as a resource for 2019-2020
  • You must meet Satisfactory Academic Progress 


Grants are need-based aid, awarded to undergraduate students who have not earned a bachelor's degree and who demonstrate exceptional financial need. Grants do not have to be repaid, except under certain circumstances.

Federal Pell Grant

Pell grant eligibility is based on your Expected Family Contribution (EFC). Your EFC is determined by your FAFSA results and the verification process if you were selected. The Pell Grant does not have a minimum enrollment status; however, the amount of Pell grant you receive will differ based your enrollment status. Why you may have to repay a pell grant.

Federal Supplemental Educational Opportunity Grant (FSEOG)

Unlike Pell grant funds, MCC receives a limited amount of Federal SEOG funds. This means that we run out of Federal SEOG funds once the full amount of our yearly FSEOG funds have been awarded to students. Students who are offered FSEOG must meet the same criteria as Pell grant recipients, plus the following:

  • Have an enrollment status of half-time, or more
  • Awarding of FSEOG funds depend on availability

Arizona Leveraging Educational Assistance Partnership Grant (LEAP Grant)

MCC receives a limited amount of LEAP Grant funds. Once the full amount of our LEAP Grant funds have been awarded to students, no more LEAP Grant awards can be made for the year. Students who are offered an AZ LEAP Grant must beet the same criteria as Pell grant recipients, plus the following:

  • Be an Arizona resident
  • Have an enrollment status of half-time, or more
  • Awarding of AZ LEAP Grant funds depend on availability

Watch Videos About Grants

Net Price Calculator

Below you will find several calculators that are available for your use.

Net Price Calculator

The net price calculator is a tool to help students estimate the total cost of attending any of the Maricopa Community Colleges. Just answer a few simple questions and the net price calculator will also estimate the total financial aid award you may be eligible for. Just click on the link below to get started.

Net Price Calculator

Other Calculators

Important Dates

What will delay my money?

  • Changes in your enrollment status: dropping or withdrawing from a class, or a class you registered for is canceled
  • Having all late-start classes
  • Special student status: (must be classified as a regular degree-seeking student by Admissions)
  • An incorrect, or out of state address on your Student Center at
  • Incomplete items on your To Do List
  • Financial Aid holds for missing items such as:
    • Transferred credits for classes taken at other schools as part of a Consortium Agreement
    • Incomplete (grade I) or un-graded classes from the previous semester.

SAP and MTF Appeal Deadline Dates

Satisfactory Academic Progress (SAP) or Maximum Time Frame (MTF) appeals submitted by the priority date, should be reviewed and have a decision made by the start of the upcoming semester*.  Financial aid processing time after your appeal has been reviewed can take up to 30 business days.

SAP or MTF appeals submitted after the semester deadline date will not be eligible to receive financial aid for the semester but will be reviewed for financial aid eligibility for the next or upcoming semester. 

*Appeals must be complete with all required signatures and required document(s). 


Book Advance Program

Book Advances allow you to use a portion of your anticipated financial aid to purchase textbooks and supplies from any business. It is not free or additional funds. This book advance is for educational expenses only. Students are not permitted to purchase books for other students. Misuse of the book advance credit is in violation of federal regulations.

Due to federal financial aid regulations, effective Fall 2011, Book Vouchers are being replaced with Book Advances.

Book Advance Eligibility Requirements

  1. You must have an anticipated financial aid/scholarship award.
  2. You must have sufficient aid to cover your outstanding student account balance and enough funds to cover the book advance amount.
  3. You must be registered in classes for the upcoming term.
  4. You must be meeting the Maricopa Community College District’s Standards of Satisfactory Academic Progress.

Please note: Not all types of financial aid are eligible to receive a book advance. Common types of aid that ARE eligible include:

  • Federal Pell Grants
  • Other Federal and State Grant Programs
  • Federal Student Loans
  • Most Scholarships

Student’s Responsibility

  • Opt-In to receive your advance if you receive aid that requires you to Opt-In.
  • Meet all terms and conditions for your financial aid.
  • Spend the money wisely! Use the funds to purchase the required books and supplies you need for your classes.
  • If you receive a book advance and are later determined to not be eligible for it, then you are responsible for returning the funds back to your school.
  • If you receive a Book Advance then decide not to come to school, you are responsible for repaying the amount you received.
  • Students cannot receive additional Book Advances above the amount they are eligible to receive. 

Book Advance Amounts

Semester Enrollment Level # of Credits Maximum Book Advance Amount for Semester
Full Time 12 or More Credits $640*
3/4 Time 9 to 11 Credits $480*
1/2 Time 6 to 8 Credits $320*
Less than 1/2 Time& Less than 6 Credits $160*

*To qualify for the maximum amount, students must have enough financial aid to cover their outstanding student account balance plus enough aid to also receive the maximum Book Advance amount.

Example: Alex is a full-time student at Mesa Community College taking 12 semester credits for the Fall Semester. Alex has $1,500 of anticipated financial aid, and an outstanding account balance of $1,000. Although Alex is enrolled full-time, she will receive $500 – NOT $600 – as her Book Advance. The reason: Alex’s outstanding account balance and book advance cannot exceed her $1,500 of anticipated financial aid.

Book Advances will not be issued any earlier than 5 business days before the start of the student’s semester. This timeframe has been established by the Maricopa Community College District. There will be no exceptions to this rule.

Book Advances will be issued through the Maricopa Student Refund Program (MSRP). In order to receive your Book Advance funds as soon as possible, it is essential for new students to monitor their Gmail account and Student Center at for instructions to enroll in the Maricopa Student Refund Program. The debit card and direct deposit options are the generally the fastest way for students to receive refunds in hand. Typically, a student will receive a notification within 1 to 2 business days after receiving their anticipated financial aid award.


Students who are eligible for a Federal Pell Grant and qualify to receive a Book Advance have the right to opt-out of the program. If you Opt-Out of the program, your Book Advance monies will be included with your financial aid refund. This refund typically arrives AFTER school starts. Please review your college’s financial aid refund processing policies for more information.


Students who have accepted their financial aid and scholarship(s), or are not eligible for a Federal Pell Grant, and qualify to receive a Book Advance may be able to Opt-In the program. If you Opt-In to the program, your Book Advance monies will be disbursed as early as 5 business days prior to the start of your classes. Please note, you will receive your remaining financial aid refund AFTER school starts. Please review your college’s financial aid refund processing policies for more information.

Master Promissory Note

The Master Promissory (MPN) is a binding, legal contract between you and Federal Direct Loans. The MPN includes your promise to repay your loans, discloses the terms of your loans, and describes your rights and responsibilities as a Federal Direct Stafford Loan borrower.

To complete your MPN you will need to have the following:

  • a completed current year FAFSA
  • all requested forms and documents submitted to the MCC FA Office
  • know your social security number
  • your FAFSA PIN (the one you used to sign your  FAFSA on the web)
  • completed the Entrance Counseling session

Complete your Direct Loans Master Promissory Note (MPN)