Financial Aid

2020-2021 Important Dates

Disbursement dates apply only to students who received a Financial Aid Award notification email. Financial aid awards will be applied to your MCC student account on the disbursement dates listed. Financial Aid refunds will be sent out 1-2 days after the dates listed.

Please allow 2-5 business days after the disbursement dates listed to receive your Financial Aid refund by Direct Deposit and 10-14 business days for refund checks that are mailed.

If your financial aid is awarded after the semester has started or if you have all late-starting classes, book advance dates and financial aid/loan disbursement dates may not apply to you.

Important Dates FALL 2020 SPRING 2021
Semester start date 8/22/2020 1/16/2021

Start of book advance disbursements

For more information go to Book Advances

Nine business days prior to your earliest class start date
Consortium agreement due date*
Semester start and end dates for the Host school and MCC must coincide.
8/31/2020 1/26/2021
Pell recalculation date*
Last day to adjust your class schedule if you are Pell grant eligible. Pell grant amounts will not increase for classes added after this date.
8/31/2020 1/26/2021
Start of FA disbursements (subject to change without notice)* 9/3/2020 1/29/2021
1st loan disbursement 9/3/2020 1/29/2021
30-day delay*
Loan disbursement dates for 1st-year students who are 1st-time student-loan borrowers.
1st disbursement released 30 days after your earliest class start date
2nd loan disbursement (if awarded for one semester only) 10/21/2020 03/23/2021
End of book advance disbursements 11/20/2020 4/15/2021
Semester end date 12/18/2020 5/14/2021
SAP Appeal and MTF Appeal priority deadline date 7/23/2020 N/A
SAP Appeal and MTF Appeal deadline date 10/16/2020 3/12/2021


  • Fall 2020 semester classes starting after 8/31/2020 are considered late-start classes. Funds for late-start classes will disburse 5 business days after your earliest class.
  • Spring 2021 semester classes starting after 1/26/2021 are considered late-start classes. Funds for late-start classes will disburse 5 business days after your earliest class.
  • If you do not maintain your original level of enrollment your aid may be adjusted and you may incur a debt. This applies to classes you were enrolled in but did not attend, late-start classes you dropped, and classes that are canceled.
  • Enrollment levels are full-time (12+ credit hours), 3/4 time (9 - 11 credits), half-time (6-8 credit hours), and less-than half-time. We do not round up for half (0.5) credits.


Why was I selected for Verification?

Multi arrowWays to Get Your Income Information for Verification

The U.S. Department of Education is required by federal regulations to select some students FAFSAs for verification. Approximately 30% of all students who apply for federal student aid (the FAFSA) are selected for verification.

Items needed for your verification process will be placed on your Student Center To Do List. Click on each To Do List item for information and instructions. To receive federal financial aid, you must submit all requested verification documents and they must be reviewed and verified by the Maricopa Community Colleges. If you do not submit the requested verification documentation we will not be able to offer you financial aid.

Verification documents CANNOT be submitted by email.

Watch Videos about Verification

Book Advances

Stack of text books

Opt-In for a Book Advance

  1. Go to your Student Center at

  2. Under the Financial Aid section click on Opt In/Out Book Advance

  3. Click on the correct Aid Year next to MCC04

  4. Click on OPT IN

  5. Click on the SAVE button

You may be eligible to receive a book advance if you meet the following criteria:

  • You've received a financial aid award notification message on your Student Center Message Center
  • You have viewed and accepted (if needed) your financial aid/scholarship award on your Student Center
  • The amount of your accepted financial aid award is enough to pay your account balance and book advance amount
  • You do not have any previous semester balances on your student account
  • You are meeting Satisfactory Academic Progress
  • You have Opted-In to receive a book advance on your Student Center

To receive your book advance quickly sign up for direct deposit on your Student Center by clicking on Manage Refunds.

For book advance amounts and full information go to

Checking Your Financial Aid Status

After you've submitted your FAFSA, your Student Center is where you will check the status of your financial aid.

Student Email button with link PIcture of the To Do List which is found at your online Student Center at This is where you can view your specific To Do List items needed for financial aid, advisement, admisions and records. You can click on each To Do List item to find out what you must do to complete it.

Student Email

Important information regarding your financial aid will be sent to your Maricopa Student Email. You can access your Maricopa Student Email from your Student Center or from the MCCCD Student Email login page. Both can be found at You will log into your email using your MEID and password. It's very important that you regularly check your student email account for new messages.

To Do List

Your To Do List is located on the right-side of your Student Center or by using the Maricopa My Info Åpp. When we receive your FAFSA information, items may be placed on your To Do List. Click on each To Do List item to get information, instructions, or additional links that will help you complete the item. You can check on the status of To Do List items you've completed or submitted by clicking on “more” within the To Do List section.

You will not be offered financial aid until all To Do List items are completed and removed from your To Do List. Continue to check your To Do List and Message Center at least once a week. New To Do List items and messages may show up at any time.

Viewing Your Award

When you have been offered financial aid, you will receive an award notification message in your Message Center.

PIcture of the View Financial Aid link which is found on your online Student Center at When you click on View Financial Aid, it will take you to the Aid Year selection page. View of the Aid year selection page

If you were offered a student loan, you will be required to accept it, decline it or you can request a lesser amount.  

Pell grant funds are automatically accepted, but the amount may be adjusted at the start of the semester to reflect your enrollment.

Follow these steps to view your financial aid award:

  1. Log onto your Student Center
  2. Look under the Finances section 
  3. Click on View Financial Aid
  4. Click on the correct Aid Year next to Mesa Community College

You should see your Financial Aid Award Summary.

If you don't, you haven't been offered financial aid yet or you clicked on the incorrect Aid Year. 

If the Aid Year isn't hyperlinked, then we do not have your FAFSA information for that academic year. 

Follow these steps to accept your Financial Aid Award

  1. Accept, Decline or Reduce your aid by selecting the "Correct
  2. If reducing your loan amount input the amount you would like to receive. 
  3. Click Update Total, then click on Submit

If you accept a student loan you will be required to complete Loan Entrance Counseling and you may be required to complete a Master Promissory Note (MPN). Both of these items can be completed online and will be added to your Student Center To Do List after you’ve accepted a student loan.

Apply for Scholarships

Apply for Scholarships

There are two different scholarship applications administered by Maricopa County Community College District. For more detailed application instructions please click here.

MCCCD Scholarships

Maricopa County Community College District scholarships require applicants to complete a Free Application for Federal Student Aid (FAFSA).

Additionally, to qualify for financial aid, including scholarships, you will need to verify your lawful presence within the U.S.

Maricopa Community Colleges Foundation

Maricopa Community Colleges Foundation scholarships include privately funded opportunities that are open to all MCCCD students and in some cases, non-Maricopa colleges and universities, as well.

A FAFSA and verified lawful presence are not eligibility requirements for the majority of Maricopa Foundation scholarships.

Application Instructions

Scholarships are available in different formats. Currently, scholarship applications are available to complete online or in paper. Scholarships vary from each other and each application has specific instructions.

We highly recommend that you follow the steps mentioned for each scholarship application. New and current students at Mesa Community College can apply for scholarships by completing an online application through one system: the Maricopa County Community Colleges District Scholarships Database includes both college-specific scholarships and the Maricopa Community Colleges Foundation Scholarships.

MCCCD Scholarships Database

To apply for the Maricopa County Community Colleges District Scholarships and/or the Maricopa Community Colleges Foundation scholarships, students must sign in using their MEID and password. The database provides a variety of scholarship opportunities available through MCC, MCCCD Foundation and other external opportunities.

Click on OURS when you hover over the Opportunities button

To search for Internal Opportunities (scholarships that are available to apply for by completing the online application ) within the Maricopa County Community Colleges District Scholarships, click on “Ours”when you hover over the Opportunities button at the top left.

To search for External Opportunities within the Maricopa County Community Colleges District Scholarships click on “External” when you hover over the Opportunities button.

MCCCD Scholarships Database

New guidelines from the State of Arizona explicitly state our responsibilities in establishing residency and eligibility requirements for all students seeking admissions, financial aid, and other college services. Download and print those guidelines here. We have also provided the list of acceptable documentation for students seeking to establish residency status.

Read the stated criteria carefully. Each listed scholarship clearly states what is required for the award.

Scholarship List

Receiving Your Money

After you have successfully applied and been awarded a scholarship, the information is sent to the college’s Financial Aid and Scholarship Office to be added to your student financial record. Scholarships have specific requirements for disbursement, and some scholarships may not allow a refund. If there are any additional criteria you must meet before receiving your monies, you will be notified by the Financial Aid and Scholarship Office and/or the donor group or organization. If the scholarship allows a refund, you will be sent a notification by email.

When your student account has been updated, you will receive notification that your scholarship money is available as a disbursement (known as a refund). By signing up for the Maricopa Student Refund Program (MSRP) you can have your refund sent to you by direct deposit or you can elect to receive a paper check. For additional information on the MSRP please visit

Please note that public assistance, transit subsidies, federal financial aid, grants, loans, and other stipends can be affected by the amount of scholarship funds you receive. Financial Aid is responsible for coordinating this information.


Determining Financial Aid Eligibility

Expected Family Contribution (EFC)

When you complete the FAFSA, the information is used to determine your Expected Family Contribution ( EFC ).

Your EFC will help to determine what type of financial aid you may be eligible for. Your financial aid eligibility is also determined by:

  • your grade level status (freshman or sophomore)
  • your enrollment status (full-time, 3/4 time, half-time, or less-than-half-time*)
  • whether you’re a dependent or independent student (based on the FAFSA)
  • your cost-of-attendance (COA)

If you've been selected for verification, your EFC may change when verification is completed.

Financial need and Need-based Aid

Your EFC (Expected Family Contribution) and your Cost of Attendance determine your financial need.
To calculate your financial need:

Cost of Attendance - EFC = Financial Need

A student must have financial need to receive certain types of federal student aid, such as
subsidized loans and Federal-Work study.

For more information on Financial Need and need-based aid go to Federal Student Aid page How Aid Is Calculated

* Full-time = 12 credits or more, 3/4 time = 9 - 11.5 credits, half-time = 6 - 8.5 credits, less-than-half-time = 1 - 5.5 credits

Watch Videos About Eligibility

Chat With Financial Aid

Chat with a Financial Aid Specialist

To live chat on your computer, follow these directions below to get started:

  • Use Chrome or Firefox for your browser
  • Have your webcam ready 
  • Have your microphone or a headset with a mic ready
  • When you see a green light below, click Knock on door
  • Log-in with your MEID and password and you will be invited to chat. 

Need Academic Advising?

Chat with Academic Advising

Chat is available for quick, 5-10 minute financial aid questions. We may recommend that you come to the Enrollment Center, Enrollment Services, or email us if your financial aid questions can't be easily answered via chat.

FERPA requires us to verify your identity if we must access your student account to provide the information you are requesting. 

Live chats may be recorded and logged. 

When you see a green light below, a financial aid specialist is available.

Video chat with Financial Aid on Cranium Cafe